Lumo is a hosted AI assistant operated by Proton AG in Switzerland. It supports writing, questions, files, images and projects, with guest access and Free, Plus and business plans. Proton says inference runs on infrastructure it controls in Europe.
Saved conversations use zero-access encryption, but the inference server must decrypt prompts to generate answers. Closing a normal saved conversation is not the same as deleting it; Ghost mode is a separate option. The mobile clients have GPLv3 licences, which does not establish a self-hostable version of the complete service.
Pricing
Checked 18 September 2026 in EUR: Free has limits; Plus is €12.99 monthly or €119.88 billed annually (€9.99/month equivalent). Professional is €14.99/user monthly or €143.88/user annually; business taxes may apply. Consumer tax treatment was not itemized on the price page. Subscriptions renew automatically and paid use is subject to fair use. The terms limit initial refunds to unused days within 30 days, with payment-method exceptions.