Replaces Stripe
European alternatives to Stripe
Accept payments through a European payment provider
Browse the category: Payment service providers
Stripe is an online payment service provider used to accept card payments and other methods on websites and in apps. Developers choose it for the API, the documentation and the ready made checkout components, while finance teams work in the dashboard for refunds, disputes and payouts. It also covers subscriptions, invoicing and payouts for marketplaces.
Payments touch card data, customer identity and your own settlement flow, which is why banks and regulators watch this layer closely. European sellers often want a payment institution supervised in the EU, settlement in euro and an invoice that does not come with a transfer discussion attached. A European alternative to Stripe covers the same ground. mollie and adyen serve merchants of very different sizes, and Mangopay is built around marketplace payouts.
European options
| service | Country | Hosting | Open source | Free plan | Status |
|---|---|---|---|---|---|
| Stancer |  France |
EU hosted | — | — | EU controlled |
Stancer
Payment service provider from France
Stancer is a payment service provider from France. It lets you build a reliable e-commerce setup that accepts and processes payments by card or payment link, without needing deep expertise in finance or technology to get the flow working.
FranceEU hostedEU controlledServices without verified European control
Kept here for transparency, but excluded from the European options and totals. How we classify services →
mollie
Dutch payment service provider for online shops
Netherlands Ownership reviewed, controller unresolved
Adyen
Dutch listed payment platform for online, in-store and marketplace sales
Netherlands Global public ownership
Unzer
Payment service provider from Germany
Germany Non-European controlled
Mangopay
Payment service provider from Luxembourg
Luxembourg Ownership reviewed, controller unresolved
Klarna
Payment service provider from Sweden
Sweden Global public ownership
Clearhaus
Danish card acquiring for online merchants
Denmark Ownership reviewed, controller unresolved
Quickpay
Payment service provider from Denmark
Denmark Non-European controlledViva Wallet
Payment service provider from Greece
Greece Ownership reviewed, controller unresolvedQuestions
Can I move saved cards to another provider?
Card tokens can normally be migrated between providers that meet the relevant card industry security standards, through a controlled handover rather than an export you do yourself. Ask mollie or adyen how they run that process.
Which European alternative to Stripe suits a development team?
mollie and Stancer both publish payment APIs and integration libraries for common frameworks. Compare their documentation and the payment methods your customers actually use.
What if I run a marketplace with multiple sellers?
Mangopay and adyen both work on split payments and payouts to third parties. Clearhaus is worth a look if acquiring is the part you need to change.